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Terms of Service

Last updated: July 2026 · Version 1.0

Acceptance

By using CoverWise, you agree to these terms. If you do not agree, do not use the app.

What CoverWise Does

CoverWise reads your insurance policy documents and helps you understand them by providing summaries and answering questions. It is an information tool, not an insurance provider, broker, or advisor.

No Insurance Advice

CoverWise does not provide insurance, financial, or legal advice. Answers are AI-generated from your policy text and may contain errors. Coverage decisions are determined by your insurance policy and your insurer. Always verify important details directly with your insurer.

Acceptable Use

You agree to upload only your own insurance documents or documents you have permission to process. You agree not to use the app to process documents belonging to others without their consent.

Limitation of Liability

CoverWise is provided "as is" without warranties of any kind. We are not liable for decisions made based on the app's output. The app's summaries and answers may be incomplete or incorrect.

Service Availability

We strive for reliability but do not guarantee uninterrupted service. The app may be unavailable during maintenance or due to technical issues.

Privacy

Your use of CoverWise is also governed by our Privacy Policy.

Contact

Questions about these terms? Email support@coverwise.app.